Citizens & northern corp

Major-Banks

CZNC


90-92 Main Street
Wellsboro , PA 16901

Executive/
Director

Price

  • Last Close
  • $ 18.45
    $ +0.23 1.26 %
    Jan 3, 2025
  • 52-Week High/Low
  • $23.23 - $17.03
  • YTD
  • -1%

  • Trading Volume
  • 254
  • Market Cap Full
  • $ 281.8M
  • Shares Outstanding
  • 15.3M
    Nov 3, 2023
2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
Q1 -4% -10.2% -2.7% -5.3% -5% 19.9% -6.7% -6.5% -15.8% -1%
Q2 3% 1% 13.9% -2.4% 4% 3% -0.9% -9.7% -3.2% -
Q3 9.9% 6.8% 1% 2% 8% 3.1% -1.1% -9.1% -2.4% -
Q4 20.7% -4.8% 1.4% 7% 22.2% 3.4% -4.4% 28.7% -8.5% -
J F M A M J J A S O N D
2025 -1% - - - - - - - - - - -
2024 -9.6% -9.4% 2.9% -6.1% - - - -2.4% - - - -
    2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025
    7%31%-4%15%7%-30%32%-12%-2%-17%-1%

Earnings

2016 2017 2018 2019 2020 2021 2022 2023
Q1 0.29 0.28 - 0.41 0.3 0.55 0.44 0.40
Q2 0.32 0.34 - 0.46 0.39 0.44 0.48 0.39
Q3 - - 0.42 0.40 0.18 0.47 0.29 0.50
Q4 0.35 - - - 0.43 0.46 0.50 -
A 1 0.6 1.8 1.5 1.3 1.9 1.7 1.29

Annual Returns

52 Week
High/Low

Annual
Earnings

Chart

Trading Volume

Dividend +

Dividend +

2020 2021 2022 2023 2024
Q1 0.27 0.27 0.28 0.28 0.28
Q2 0.27 0.28 0.28 0.28 0.28
Q3 0.27 0.28 0.28 0.28 0.28
Q4 0.27 0.28 0.28 0.28 0.28
A 1.08 1.11 1.12 1.12 1.12
2018 2019 2020 2021 2022 2023
Mar - 12.4 13.8 16 15.8 15.6
Jun 12.3 13.7 13.8 16 15.6 15.4
Sep 12.3 13.7 15.9 15.8 0 15.3
Dec 12.3 13.7 15.9 15.8 15.5 15.3

Financial Ratios

20222021202020192018
Asset Management
Inventory / Stock Turnover - - 7 8 -
Fixed Asset Turnover 0.2 0.2 0.2 0.2 0.2
Total Asset Turnover 0.1 0.1 0.1 0.1 0.1
Leverage
Debt Ratio 0.1 0.1 - 0.1 -
Debt – Equity Ratio 0.4 0.3 0.2 0.2 0.2
Interest Coverage 4.4 4.4 3.7 4.3 5.4
Equity multiplier 2.4 2 1.5 1.7 2.1