Bargain-hunting is one key element for The James Balanced: Golden Rainbow Fund, but is far from being the only one. In addition to looking for out-of-favor stocks, portfolio manager Dr James may switch to bonds to capture the opportunities provided by the direction of interest rates. Long-term experience, in-house research, and biannual revalidation make Dr James confident in the Fund’s ability to provide total return and preserve capital at the same time.

The U.S. dollar, though enjoying the status of world’s reserve currency, could lose its luster. Investors looking to protect their purchasing power for dollars held can now invest in foreign currencies through the Merk Hard Currency and Merk Asian Currency Funds. The Funds diversify allocations among several European and Asian currencies.